South Florida Bankruptcy Law Firm Protecting Your Consumer Rights
One of the most upsetting consequences of being unable to make on-time payments to creditors is the constant phone calls to your home and workplace. These calls can further upset you if the creditors reach out to your neighbors and family members.
At our South Florida law firm, Ferrer Shane, PL, our Miami lawyers have the knowledge and experience you need to stop these collection calls. As soon as you seek our bankruptcy counsel, we can take immediate steps to protect your consumer rights and give you a little peace of mind.
Call 305-262-2728 to learn more about how you can put an end to debt collections phone calls by talking to one of our South Florida lawyers.
Stop Creditor Harassment by Taking Action Today
The national Fair Debt Collection Practices Act (FDCPA) regulates the actions of creditors and debt collectors. It specifically cites actions debt collectors can and cannot take when calling debtors. For example, debt collectors cannot call a consumer:
- At a time when the collector knows would be inconvenient for the consumer
- Before 8 a.m. or after 9 p.m.
- If the collector knows the consumer is represented by an attorney
In addition, debt collectors cannot call anyone but the consumer or the consumer's lawyer to attempt to collect on an unpaid debt. A debt collector is also forbidden from:
- Threatening the use of violence, or using violence, to collect on a debt
- Using profanity or other obscene language as a means to harass the consumer
- Repeatedly or continuously calling any person as a means to harass that person
If you are receiving debt collections phone calls that violate the FDCPA in any of the means listed above, reach out to an experienced bankruptcy lawyer at our firm. We can help you end the collection calls and pursue any legal remedies that may be available to you.
Contact Our Miami Law Firm for the Legal Protection You Deserve
Discuss your consumer rights and learn how to put an end to creditor harassment by calling us at 305-262-2728 or contacting our Miami law firm online. We offer free initial consultations.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
