Fighting Foreclosure
If you are facing foreclosure on your house, you need to know that you have options and rights and can fight the foreclosure action. At the Miami law firm, Ferrer Shane, PL, our attorneys help people who are facing foreclosure. We make sure clients know about their options and advise them about the best course of action.
Sound Advice, Vigorous Foreclosure Defense
Our lawyers understand the foreclosure process required by law. We make sure that the bank or other mortgage holder follows this process. We advise people facing foreclosure to take no action — such as moving out — before consulting an attorney. Because there are limits on how much time you have to contest the foreclosure, it is important to speak with a lawyer as soon as possible after receiving the foreclosure notice. We will fight to help you keep your house.
Bankruptcy and Foreclosure
Even though it stays on your credit record for a shorter period of time, a mortgage lender may view foreclosure negatively. That alone may be a reason to file bankruptcy. Because of the Florida homestead exemption, you may be able to keep your house if you file bankruptcy — another reason to consider bankruptcy. And you may determine that there is no way you can avoid foreclosure and that letting the house go is your best option. Our lawyers will review your choices with you and help determine the best way to mount a foreclosure defense.
Strategies to Avoid Foreclosure
Our lawyers will explore options such as contacting the lender about a loan modification, requesting forbearance from the lender, or determining whether the lender will forgo the remainder of your loan after a short sale. Each of these options has its pros and cons, so it is important to discuss them with a knowledgeable attorney.
Learn More About Foreclosure Defense
Contact a South Florida attorney to learn more about foreclosure defense. Call Ferrer Shane, PL, at 305-262-2728.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
